Term Life Insurance

Seeking financial protection for your family? Term life insurance is the easiest, most affordable way to provide it.

Honestly, term life insurance is pretty straightforward. Simply choose how much protection you want and how long you want it. Once the policy is in place, you can relax knowing that if anything should happen to you during the life of the term, your loved ones will be covered. Your premiums will stay the same during the period you select.

At the end of the term you select, you can keep the coverage until you’re 85, although your rates will increase each year. You can also convert your term policy into a whole life or universal life policy if you want coverage for your entire life.

Reasons to consider term life insurance

• Low cost
• Premiums never change for the period you select
• Policies $750,000 and under for ages 18-60 require no medical exam
• Federal income tax-free death benefit
• Option to convert to permanent life insurance (whole life insurance or universal life insurance) without a medical exam

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